Vault is the modern wallet for sending, depositing, and managing money in real time — with the security of a bank and the simplicity of a tap.
Total Balance
$24,830.42
Aisha Bello
Cross-border • NGN
Stripe payout
Deposit • USD
Coffee subscription
Auto-pay • USD
Features
Vault is built around the moments that matter: sending, receiving, and seeing exactly where your money is — at any time.
Move money across borders in seconds — to bank accounts, mobile money, or other Vault users.
Stripe, Flutterwave, ACH, and more. Deposit and withdraw with the rail that fits.
Biometric unlock, device binding, and a recovery phrase you fully control.
Hold and convert USD, EUR, NGN, GHS and more — at honest, transparent rates.
Real-time balances, spending trends, and recurring activity in one elegant view.
Every transaction either fully succeeds or fully reverses. No silent failures.
Security
We treat your money like the bank does — and your privacy like the bank should. Every layer of Vault is engineered for safety, transparency, and your control.
Vault is locked
Use Face ID or your secure PIN
Vault AI isn't just a chatbot. It's a proactive strategist that monitors your spending, optimizes your savings, and helps you make smarter financial decisions in real-time.
Automatically categorizes spending and suggests optimizations.
Helps you set and reach financial goals with tailored advice.
Your data is encrypted and used only to power your insights.
Vault Advisor
Active strategist
Hi there! I've noticed you've spent 15% more on dining this month. Would you like to see a breakdown?
Yes, please show me the breakdown.
Monthly Insight
You've spent $420 on dining. If you reduce this by 20%, you could save $84/mo.
FAQ
Vault is a regulated digital wallet. Funds are held with partner banks under strict custody rules.
We currently support 30+ countries across Africa, Europe, and North America, with more rolling out monthly.
Transfers between Vault users are instant. External transfers settle in seconds to a few minutes depending on the rail.
Your account is protected by PIN, biometrics, and a recovery phrase. You can recover access on a new device safely.
Open an account in under two minutes. No paperwork, no waiting rooms.